Invest in guaranteed loans, earn passive income.

Average interest rate

26,6%

Average period

20 months

Operating since 2016

FSA authorised & regulated

120 273

Investors from 103 countries

23 193

Borrowers from Estonia

3 837 590€

Invested

98 004

Loans funded

How to invest with Monestro?

It is very easy and without fees!

1.

Register and verify

Create an account on Monestro and verify yourself with Veriff. It is simple process and takes less than 5 minutes.

2.

Add funds to your investor account

Transfer the desired amount of money from your bank account or e-money account to your Monestro investor account.

3.

Build investment portfolio

Once the money is added to your Monestro investor account, you can begin building your investment portfolio, either by using the Auto Invest tool or by browsing loan listings.

4.

Earn profit

Each month, you will receive principal and interest payments from borrowers. Reinvest earned funds into new loans or transfer back to your bank account.

What does the Monestro investor profile offer?

Loan Listings

You can view all available loans in one place and choose loans in which to invest. Additional details are available for each loan, including information about the borrower and the collateral (if any). You can also review the payment schedule, debt collection updates, and other investments in the loan.

Secondary Market

If you want to sell your investment before full repayment of the loan, you can use the secondary market. Investors can see all loans listed in the secondary market in Loan Listings.

Autoinvest

Autoinvest is a tool to make mass investments in many loans according to the risk criterias you have set. It is the easiest and most convenient way to build a diversified portfolio. You can set your own Autoinvest criteria and change them at any time, pause, set limit or cancel Autoinvest whenever you wish. You can have 3 active Autoinvests free of charge. If you want to have more then 3 active Autoinvests, then each Autoinvest (after 3) has a 5 euro activation fee.

Account Overview

You can view all your transactions in your Account Statements. Loans in which you have invested can be seen under the “Portfolio” tab. Remotely signed contracts for each of your investments are also saved there.

Username
Country
Interest
Period
Sum
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
UAUS (989EA9)
25 %
24 months
3 000 €
Username
UAUS (989EA9)
Country
Period
24 months
Sum
3 000 €
Interest
25 %

HOW IS INVESTOR PROTECTED?

COMPETITIVE YIELD

We offer the best balance between profitability and risk, so you do not have to compromise.

BUYBACK GUArANTEE

More than 95% of loan deals are protected by BuyBack guarantee for your peace of mind.

INVESTING MADE EASY

Put your money on autopilot. Just set the course with our Autoinvest tool and sit back.

Here’s what they say about us.

My favorite P2P platform. After some time I consider Monestro for one of my favorite platform for investing with my 13% average interest rate.
Mark Johnson


Everyone can become an investor